MaStablecoins abva pamusika we crypto uye ava zvivakwa zvinoshanda muhurongwa hwemari hwepasi rose. Pakazosvika gore ra2025, huwandu hwemari inotamiswa pagore mu stablecoins dzakadai se USDT ne USDC huchasvika makumi ezviuru zvemadhora, chiyero chakafanana nehuwandu hunogadziriswa nema network epasi rose se Visa ne Mastercard. Nhamba iyi haisi fungidziro: imamiriro aripo pari zvino emusika wakakura wega, usingabatanidzwi ne crypto speculative cycles.
Chii chinonzi stablecoins uye dzinoshanda sei?
MaStablecoins imidziyo ye crypto yakagadzirirwa kuchengetedza kukosha kwakasimba kana tichienzanisa nemidziyo yereferensi, kazhinji dhora rekuAmerica. Mupi wemari anochengeta mari inochengeterwa imwe neimwe yakapihwa, kuitira kuti muridzi wayo agone kudzikinura stablecoin chero nguva. Kusiyana neBitcoin kana Ethereum, ma stablecoins haachinji-chinji zvichienderana nemanzwiro emusika we crypto. Izvi zvinoita kuti abatsire pakutengeserana kwezuva nezuva, kutumira mari kune dzimwe nyika, uye senzvimbo yekuchengetedza mari mukati me digital ecosystem.
Mari dzinoshandiswa zvakanyanya pasi rose, Tether's USDT neCircle's USDC, pamwe chete dzinopfuura mabhiriyoni US$200 mukutengeserana. IMF inoratidza kuti kubatanidzwa kwemari idzi nemisika yemari yechinyakare kuri kufambira mberi nekukurumidza, zvichigadzira mikana nematambudziko ehurongwa hwemari asi zvichiri kusanzwisiswa zvakanaka.
Ko stablecoins dziri kuchinja sei mari dzepasi rose?
Kukanganisa kwakananga kwe stablecoins kunoonekwa mukubhadhara kwenyika dzese. Sisitimu yeSWIFT, iyo inobata kuchinjisa mari pakati pemabhanga munyika dzakasiyana, inosanganisira vamiririri, inotora zuva rimwe kusvika mashanu ebhizinesi, uye ine mari yakawanda. Stablecoins inobvumira kugadziriswa mumasekonzi, maawa makumi maviri nemana pazuva, mazuva manomwe pasvondo, nemari shoma shoma.
Muna 2026, mugari wekuArgentina aigona kutoenda kuBrazil obhadhara achishandisa Pix asina account yebhangi remuno. Mari iyi inofamba kuburikidza nezvivakwa zvakavakirwa pa stablecoins, zvichishandura Argentina pesos kuita madhora edhijitari uye zvobva zvaita stablecoin yakasungirirwa kune Brazilian real, uye kugadziriswa kuburikidza nePix kune anogamuchira mumasekonzi mashoma. Kuyerera uku kunoshanda chinyararire mumaguta akaita seSão Paulo, Rio de Janeiro, neFlorianópolis. Nekuda kweizvozvo, stablecoins hadzisisiri chigadzirwa chevashandisi vepamusoro ve crypto uye dzatanga kushanda senzira dzekubhadhara dzisingaonekwe kune mutengi wepakati.
Chii chinochinja mitemo yeAmerica muchikamu ichi?
Muna Chikunguru 2025, United States yakapasisa GENIUS Act, mutemo wekutanga wehurumende unonyanya kutaura nezve stablecoins. Mutemo uyu unoda kuti stablecoin yega yega inoburitswa itsigirwe zvizere nezvinhu zvine simba rakawanda, zvakaita seU.S. Treasury securrent, physical dollars, kana central bank reserves. Uyezve, vanopa mari iyi vanofanira kuratidza pachena.
Zvisinei, haasi ese ma stablecoins aripo anosangana nezvinodiwa izvi. S&P yakaderedza chiyero cheTether kusvika ku "weak" muna Mbudzi 2025, ichiti kushaikwa kwekujeka, kusangana nezvinhu zvine njodzi, uye njodzi yekushaikwa kwemari. Kunyange zvakadaro, kupasiswa kweGENIUS Act kunoratidza kuti United States yakasarudza kuisa ma stablecoins munzvimbo, kwete kuarambidza, muchikamu chimwe nekuti kukura kwemusika kunomanikidza vanopa mari kutenga zvibatiso zveUS, zvichibatsira kubhadhara chikwereti chehurumende cheUS.
IMF neBIS dzakaona njodzi dzipi?
Sangano reInternational Monetary Fund rakaburitsa mushumo muna Zvita 2025 richiratidza kuti, kunyangwe paine mukana wekuti mari dzesimbi dziite kuti kubhadhara kwenyika dzese kuve kwakachipa uye nekukurumidza, dzinogadzira njodzi huru kune hupfumi huri kusimukira.
| Ibwe | Chii chinoitika |
|---|---|
| Kutsiva mari | Vashandisi vari kutamira kuma "stablecoins" ane madhora, zvichideredza simba remari yemuno. |
| Kudzora mari | Mabhangi makuru ari kurasikirwa nekushanda zvakanaka mukuita mutemo wezvemari. |
| Mutemo wekururamisira | Kusarongeka kwemitemo pakati penyika kunoita kuti pave nematambudziko ekutarisira. |
| liquidity risk | Kubuda nekukurumidza kubva kune anoburitsa zvinhu asina kugadzikana kunogona kukonzera mafungu mumusika. |
Kuparara kweTerraUSD muna 2022 kwakaratidza kuti kugadzikana kwemari hakugoneki pasina mari inochengetedzwa yakavimbika, hutongi hwakanaka, uye mari chaiyo. Uyezve, IMF inoratidza kuti kuwanda kwemasisitimu asingashande pamwe chete kunogona kuwedzera kupatsanurwa kwemari dzepasi rose pachinzvimbo chekudzibatanidza.
Ma "stablecoins" anokanganisa sei vatengesi nemusika we crypto?
Mumusika we crypto, stablecoins dzinoshanda senzvimbo yakachengeteka panguva yekugadzirisa. Vatengesi vanotamira kunzvimbo dze stablecoins panguva dzisina chokwadi, vachidzivirira kusagadzikana kwezvinhu zve crypto vasina kushandisa nzira dzekare dzebhangi. Zvisinei, kupinda kukuru uye kubuda kwe stablecoins mumisika ye crypto kunowanzo ratidza shanduko mumanzwiro mutengo usati watanga.
Musika we stablecoin unotarisirwa kusvika mabhiriyoni emadhora mazana mashanu ($500 bhiriyoni) panosvika gore ra2026, kukura kweanopfuura 60% zvichienzaniswa nemazinga egore ra2025, zvichienderana nekufungidzira kweMercado Bitcoin, zvichikonzerwa nemitemo yeUS, kuwedzera mashandisirwo emari, uye kuwedzera kushandiswa kwemari pasi rose.
Puratifomu yakakomba yevatengesi vakakomba. Ebinex Inoshanda nekuita pachena, Pix (Brazilian instant payment system), uye kubvisa mari nekukurumidza. Vhura account yako, shandisa KYC ne2FA, uye kukwikwidzana mumakwikwi.
Wakanakidzwa nezviri mukati here? Igovana nevamwe vatengesi uye tevera mamwe maongororo pa [link to analysis website]. blog.ebinex.com
